
SMECore

Under Nigeria’s 2025 tax reforms, qualifying small companies became subject to a 0% company income tax rate from 1 January 2026. The relief did not remove their obligation to keep business records, and penalties apply when required records are not maintained or provided. In my review,
I found essential business information scattered across separate tools. SMECore’s brief was to bring accounting, HR, CRM, inventory, sales and compliance into one accessible platform.
Designing an ERP Around the Needs of SMEs
SMEs vary by industry, size and stage of growth. The experience needed to offer a clear way in, while giving each business room to choose an approach that fits.
ERP can feel complex. Businesses needed a straightforward way to begin.
A Clear Starting Point
The experience had to account for the distinct needs of businesses across industries.
Different Business Models
Choice Without Overwhelm
Businesses needed options without being faced with every possibility at once.
The setup needed to suit a business today and allow for changing needs over time.
Room to Grow

Problems
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Tax relief did not remove record-keeping requirements for qualifying small companies.
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Essential business information was scattered across separate tools.
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SMEs needed better oversight without the burden of managing disconnected systems.
Solutions
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Brought accounting, HR, CRM, inventory, sales and compliance into one accessible platform.
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Shaped the experience around the day-to-day needs of SMEs.
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Connected business information to support clearer oversight.
Results
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One platform designed to connect operations, records and compliance.
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A more cohesive digital experience for managing business activity.
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A practical foundation for SMEs to organise their operations as they grow.
Bringing business information together only matters if people can make sense of it
LEARNINGS
Working on SMECore reinforced that an ERP should do more than centralise records. It needs to make essential information clear and accessible, so SMEs can manage everyday operations and stay on top of their responsibilities.




